Why Pre-Qualification is Important

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It is helpful to consult your mortgage professional early — even before you've started to consider neighborhoods. Why? When you do not know yet how much home you want to qualify for, what could we help you with?

We Will Help You Pre-Qualify

We will help determine how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. We do this by analyzing your debts and income, your employment and residence circumstances, the available funds for down payment, required reserves, and some other things. We require a minimum amount of paperwork, with a short,basic process.

We award you a Pre-Qualification Letter after you qualify, that says that we are confident you can qualify for a specific amount of mortgage loan dollars.

Buying Power

With your pre-qualification letter, some advantages are yours at the point you find the home you want to put together an offer on. The first is that you will be sure the amount you will be able to afford when calculating the offer. Even more important to the seller, your pre-qualification letter gives them confidence - as if you'd come to their home with a suitcase of cash to back up the offer! They won't need to worry that they are wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not be something for them to fret over. You have the sway of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

We can help you see how much of a mortgage loan you can afford, and how much money you may be able to borrow, by walking you through the pre-qualification process. We do this by reviewing your debts and income, your employment and residence circumstances, your available funds for a down payment, required reserves, and some other things. We will ask for a minimum amount of paperwork, with a quick process.

Face to Face

While you are encouraged to benefit from our mortgage calculators on this site, it will be essential to sit down and talk with one of our mortgage professional team members. We can work toward your pre-qualification letter. For another thing, we could locate a different mortgage option that fits your needs better. Let us get you started: Call us at 5122916100.

Have questions about pre-qualifying? Call us at 5122916100. We answer pre-qualification questions every day.