Why Pre-Qualify?

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It is important to bring in your mortgage loan professional early — even before you've started narrowing down neighborhoods. Why? When you do not know yet how much home you need to qualify for, what could we help you with?

Pre-Qualify

When we pre-qualify you, we help you figure out how much of a monthly payment you can afford, and the loan amount you will qualify for. The process outlines your financial situation - your debts, income, employment, and cash available for down payment, among other things. It's quick and basic; We take pride in keeping the paperwork light.

When you are considered eligible, we prove our confidence in your potential to qualify for a loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

Various advantages open to you when you have found your dream house, and have achieved pre-qualification power. The first is that you'll be sure what you'll be able to afford when putting together the offer. Of greater importance to the home seller, your being pre-qualified is like your having entered their house with a suitcase full of cash ready to make the deal! They will not need to worry that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to be concerned about. You have the capability to back your offer up.

We can help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. The process outlines your finances - your debt, income, career, down payment money, among other things. We as for a minimum amount of paperwork, with a short, basic process.

One-on-One

You can always use the mortgage calculators here on our site to get an idea of how much mortgage you'll be able to afford - but it's also valuable to talk with one of our mortgage professionals. That way, we can help you get your pre-qualification letter. Next, we can consider your mortgage choices to make sure you are in the right one. Contact us at 5122916100 to get started.

Have questions about pre-qualifying? Call us at 5122916100. We answer pre-qualification questions every day.