Why Choose David Hernandez for Your Mortgage Needs?

David Hernandez (NMLS License #230764)
Trusted Residential Mortgage Loan Originator

Finding the right mortgage doesn’t have to be complicated. With my extensive experience and a wide range of loan options, I can help you secure the best financing solution tailored to your needs.

Loan Programs Available:

Government-Backed Loans – FHA, VA, USDA

Conventional & Conforming Loans

First-Time Homebuyer Programs (Including Down Payment Assistance)

Investment Property Loans

Loans for Credit-Challenged Borrowers (Manually Underwritten)

Refinance & Cash-Out Refinance Loans

Manufactured & Modular Home Financing (Single-wide, Double-wide)

Home Improvement & Renovation Loans (FHA 203k – Remodel with Bank Funds)

Self-Employed Borrower Programs (Bank Statement & Profit & Loss Loans)

DACA & ITIN Borrower Loans

DSCR Loan for Investment Properties

Commercial Loan Options

Why Work with Me?

Personalized mortgage solutions tailored to your financial situation

Access to diverse loan programs for various homebuyers and investors

Expertise in assisting self-employed borrowers with unique income documentation

Bilingual service – Se habla Español

Whether you're buying your first home, investing, or refinancing, I’m here to guide you every step of the way. Let’s find the best loan option for you today!

Contact me now for a consultation!

Why Choose David Hernandez as Your Loan Officer?

Six Reasons to Work with Me

1  Expertise You Can Trust

With years of experience in the mortgage industry, I know how to structure deals and make them work. Let’s connect over breakfast, lunch, or dinner—I’m happy to share my knowledge and answer any mortgage-related questions. Plus, my dedicated team is always available to provide the information you need.

2  Exceptional Service

I go the extra mile to close your loan quickly and efficiently. Remember, I don’t get paid until your loan closes—I’m just as motivated as you are to get the deal done!

3  Always Available

My highly trained staff ensures that all your questions are answered promptly. You can call me or my processor directly, and every email will be responded to within 24 hours.

4  Local Expertise

Your loan stays local. All files are underwritten and closed within your state, ensuring a smooth and efficient process.

5  A Wide Range of Loan Products

I offer an extensive selection of loan programs through multiple lenders, giving you more options to find the best mortgage solution for your needs.

6  Competitive Pricing

I provide aggressive and competitive pricing to help you secure the best rates available.

Let’s Get Started!

I look forward to helping you achieve your homeownership goals. Contact me today for a consultation!

512-291-6100
Info@TheMortgageLoanExpert.com
Southwest Funding #841

P.S. Not ready to meet in person? Explore my website for helpful resources and mortgage insights.