When to Talk to Your Mortgage Pro
Are you looking for a mortgage loan? We will be glad to help! Call us at 5122916100. Want to get started? Apply Now.
It is valuable to visit with a mortgage professional first, even before you've decided what sort of home you hope to find. What for? It might be difficult to fathom the way we can help even before you begin to negotiate.
We Will Help You Pre-Qualify
When we pre-qualify you, we help you figure out how much of a monthly mortgage payment you can afford, and the loan amount you will qualify for. The process takes you through your finances - your debt, income, career, and down payment money, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
We will give you a Pre-Qualification Letter if you qualify, that documents that we are confident you'll qualify for a specific amount of mortgage dollars.
With your pre-qualification letter, several advantages are yours once you find the house you want to put together an offer on. First of all, you have some definite numbers in mind, as the amount you will qualify for with your loan.
More important to the current home owner, your being pre-qualified is like your having entered their house with a bag full of money ready to make the deal! They won't have to wonder if they have been wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount won't be something for them to be concerned about. You have the sway of a buyer ready to make the purchase on the spot!
We will help you with your pre-qualification
We can help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by taking you through pre-qualifying. We will accomplish this by analyzing your income and debts, your employment and housing circumstances, your funds available for down payment, required reserves, and other financial considerations. It's short and basic; and we keep the paperwork light.
Face to Face
It is important for you to sit down and meet with us, even though you are free to also try the helpful mortgage loan calculator tools on this site. We can walk you through your pre-qualification letter. For another thing, we may find a different mortgage program that fits your situation better. We're waiting to meet with you: call us at 5122916100.
Have questions about pre-qualifying? Call us at 5122916100. Southwest Funding #841
Company NMLS # 303440 answers pre-qualifying questions every day.