Why Pre-Qualify?

	In the market for a new mortgage loan? We'd be thrilled to answer your questions about your mortgage needs! Call us at 5122916100. Want to get started? Apply Online Now.

It is helpful to visit with a mortgage professional early, even if you haven't decided what sort of home to search for. What for? It may be hard to understand how we could help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

We can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. The process walks you through your finances - your debt, income, job, and cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.

After you qualify, will present to you a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which says that we are helping you to find the ideal mortgage loan to meet your financial needs and that we're confident you will qualify for a loan for a certain amount.

Power in the Pre-Qual

Holding your pre-qualification letter, a number of advantages fall at your feet at the point you locate the home you want to make an offer for. First, you have some general numbers in mind, as the amount you will qualify for with your mortgage. Even more important to the seller, your pre-qualification letter gives them certainty - as if you'd come into their home with a suitcase of cash to back up the offer! They will not need to wonder if they have been wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount will not be something for them to worry about. You have the capability to back your offer up.

We can help you pre-qualify

We can help you determine the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. This process outlines your current financial situation - your debts, income, career, down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

One on one

You can certainly use the mortgage calculators here on this website to calculate how much mortgage you'll be able to afford - but it's also valuable to talk with one of our mortgage professionals. For one thing, you will want a Pre-Qualification Letter! Then, we'll make sure we have found the best mortgage loan program for your situation. Contact us at 5122916100 to get started.

Have questions about pre-qualifying? Call us at 5122916100. Southwest Funding #841
Company NMLS # 303440 answers pre-qualifying questions every day.